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Florida House · 2026 Regular Session

H0775Homeowner's Insurance Premium Reductions

Status: FailedIssues: Insurance

Summary

Requires premium reductions to be applied to homeowners who maintain certain claim-free periods; provides requirements for such premium reductions; provides that homeowners who file major storm claims remain eligible for premium reductions; requires OIR to determine premium reduction schedules for such homeowners; prohibits homeowners' insurers from treating major storm claims as certain other claims; requires homeowners' premium reductions for mitigation upgrades.

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Frequently Asked

What does H0775 do?
Requires premium reductions to be applied to homeowners who maintain certain claim-free periods; provides requirements for such premium reductions; provides that homeowners who file major storm claims remain eligible for premium reductions; requires OIR to determine premium reduction schedules for such homeowners; prohibits homeowners' insurers from treating major storm claims as certain other claims; requires homeowners' premium reductions for mitigation upgrades.
What's the current status of H0775?
H0775 is currently Failed. We track every roll-call vote.
How did Pinellas County legislators vote on H0775?
No roll-call votes have been recorded for H0775 yet — the bill may not have reached a floor vote.

Take action

H0775 is failed. Hold your reps accountable for how they voted.

Email your reps about this billSee all voting recordsRead full bill text